Taking a Holistic Approach to Your Financial Planning
All of our services begin the same way: by getting to know you, your family, and many aspects of your financial life and future life dreams. While developing a customized financial program, we will walk you through a step-by-step process that can give you added confidence in your decisions.
Once your goals have been established, we will develop personalized financial strategies that suit your individual vision, goals, values, and many other factors.
Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death. An effective estate strategy can spell out your healthcare wishes and ensure that they’re carried out – even if you are unable to communicate them. It can even designate someone to manage your financial affairs should you be unable to do so. We address estate distribution techniques to ensure you have the right documents and plan to ensure your legacy is transferred just as you intend.
When you plan a roadtrip, you plot your journey to ensure you’ll arrive at your chosen destination. Enjoying the financial future you envision for yourself works much the same way. We help you understand your current “location” or your current financial position, we educate you on the “vehicles” or investment and insurance options that can get you where you want to go and “check under the hood” to continually evaluate and fine tune your plan.
Where will your retirement money come from? If you’re like most people, qualified-retirement plans, Social Security, and personal savings and investments are expected to play a role. Once you have estimated the amount of money you may need for retirement, a sound approach involves taking a close look at your potential retirement-income sources. We also help you evaluate the best way for you to file for your Social Security benefits, which can result in a significant increase in benefits when you need them most.
Understanding tax strategies and managing your tax bill should be part of any sound financial approach. Some taxes can be deferred, and others can be managed through tax-efficient investing. We help you consider tax ramifications and tax-reduction opportunities at every turn. Our goal is that, with careful and consistent preparation, you may be able to manage the impact of taxes on your financial efforts.